Unsecured Credit
Card :: Continental Finance Credit Card
If your looking for an unsecured card to build or rebuild your credit with, you
should avoid the Continental Finance credit card. This card has extremely
high fees and is nothing more than a scam. Upon receiving your card, your
initial credit limit will be reduced to $50 - $150 due to initial fees
that may be accessed to your card. However, the fee schedule does not seem
to add up, so it seems as if the fees are arbitrary. The Continental Finance credit card is
nothing more than a high fee - low credit limit card designed to get your
money. If your serious about rebuilding your credit and are ready to get
started, you should avoid the Continental Finance credit card and get the
Orchard Bank Classic MasterCard instead. Compare below and you will see the
difference.
|
Initial Fees |
|
Description |
Continental Finance |
Orchard Bank |
| Initial Credit Limit |
$300 |
* N/A |
| Interest Rate |
19.92% |
* 7.90%
- 19.90% variable apr |
| Annual Fee |
$25 -
$75 |
* Up to
$79 |
| Processing Fee |
$75 -
$200 |
* Up to
$39 |
| Account Set Up Fee |
None |
None |
| Program Fee |
None |
None |
| Monthly Maintenance Fee |
$10 -
$18 |
None |
|
Total Initial Fees |
Up to
$275 |
* Up to
$118 |
|
| Ongoing Fees |
|
|
| Annual Fee |
Up to
$75 |
* Up to
$79 |
| Monthly Participation Fee |
Up to
$216 per year |
None |
|
Total Ongoing Fees |
Up to
$291 |
* Up to
$79 |
| |
|
|
| Recommendation |
DO NOT APPLY |
 |
|
|
*
It is our goal
to offer you the unsecured credit card that best fits your credit profile,
which may or may not be the card you originally inquired about. You may be
offered a secured card or an unsecured credit card, and with different
terms and conditions which will be disclosed before your application is
processed. The initial credit limit, interest rate and all fees are based
upon your credit worthiness.
The information provided
about Continental Finance credit card is derived from directly their site
and is believed to be current at the time of publishing. You may need to
verify the current rates and fees by visiting their site, as they may have
changed. |
